What is Apple Pay and How Does It Work?

Apple Pay is not a credit card. It is a mobile payment and digital wallet service that allows users to make payments using their Apple devices, such as iPhones and Apple Watches. It works by adding your existing credit, debit, or prepaid cards to your Apple Wallet, enabling secure and convenient payments at participating retailers. Secure transactions are facilitated by tokenization and biometric authentication, providing an additional layer of privacy and security. Apple Pay simplifies transactions by eliminating the need to carry physical cards.**