Does Navy Federal Charge Foreign ATM Fees? Understanding International Withdrawal Costs

Learn if Navy Federal charges fees for foreign ATM use and how to avoid extra costs while traveling internationally.

Published

Video transcript

Navy Federal does not charge a fee for using foreign ATMs; however, transactions may incur a surcharge from the foreign ATM provider and a 1% international fee on the transaction amount. It is advisable to use Navy Federal ATMs or check their network to find surcharge-free options while traveling abroad.

Questions and answers

  1. Does Navy Federal charge fees for using foreign ATMs?

    Navy Federal does not charge its own fee for foreign ATM use, but you may be subject to surcharges from the foreign ATM operator and a 1% international transaction fee.

  2. How can I avoid ATM surcharges when using Navy Federal abroad?

    Use Navy Federal ATMs or locate ATMs within their network that offer surcharge-free withdrawals while traveling internationally.

  3. What is the international transaction fee for Navy Federal ATM withdrawals?

    Navy Federal charges a 1% international fee on the transaction amount for withdrawals made using foreign ATMs.