Who Is Eligible to Buy Treasury I Bonds? Complete Guide to Purchasing I Bonds

Learn who can buy Treasury I bonds, eligibility criteria, and how to purchase low-risk, inflation-protected I bonds through TreasuryDirect.

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Video transcript

Yes, anyone can buy Treasury I bonds as long as they meet the eligibility requirements. Individuals must be U.S. citizens, residents, or employees of the U.S. government regardless of their citizenship. You can purchase I bonds through the TreasuryDirect website with a minimum investment of $25. These bonds are a low-risk investment that helps protect against inflation.

Questions and answers

  1. Can non-U.S. citizens buy Treasury I bonds?

    Only U.S. citizens, residents, or U.S. government employees can purchase Treasury I bonds. Non-resident non-citizens generally are not eligible.

  2. What is the minimum amount required to buy Treasury I bonds?

    The minimum purchase amount for Treasury I bonds on TreasuryDirect is $25.

  3. How do Treasury I bonds protect against inflation?

    Treasury I bonds have a composite interest rate composed of a fixed rate plus an inflation rate that adjusts semiannually, helping protect your investment’s purchasing power.

  4. Where can I buy Treasury I bonds?

    Treasury I bonds are purchased directly from the U.S. Treasury through the TreasuryDirect.gov website.