How to Dispute a Charge Made by Your Child: A Step-by-Step Guide

Learn how to dispute unauthorized charges made by your child and set up parental controls effectively.

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Yes, you can dispute a charge your child made. First, contact your bank or credit card issuer immediately to report the unauthorized charge. Explain that it was made by a minor without permission. They may require documentation or additional information to process the dispute. It's also wise to set up parental controls and spending limits on your child's devices to prevent future unauthorized charges.

FAQs & Answers

  1. What should I do if my child made a charge without permission? Immediately contact your bank or credit card issuer to dispute the charge and explain the situation.
  2. Can I prevent my child from making unauthorized purchases? Yes, setting up parental controls and spending limits on their devices can help prevent unauthorized charges.
  3. How long does it take to resolve a disputed charge? It typically takes a few days to a few weeks for your bank or credit card issuer to investigate and resolve a dispute.
  4. What documentation do I need to dispute a charge? You may need to provide details of the transaction and any evidence that supports your claim, such as a family agreement.

Watch More

For more tips on managing your child's finances and preventing unauthorized transactions, check out our related videos on parental control tools and financial literacy for kids.

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