How to Dispute a Charge Without Cancelling Your Credit Card

Learn effective steps to dispute a charge on your credit card without having to cancel it.

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1. Contact Vendor: Reach out to the merchant directly to discuss and resolve the charge. 2. Contact Bank: Call your bank's customer service to file a dispute. Provide details and any supporting documentation. 3. Monitor Account: Keep an eye on your account to ensure incorrect charges are resolved without needing to cancel your card.

FAQs & Answers

  1. What steps should I take to dispute a fraudulent charge? Begin by contacting the vendor to address the charge, then reach out to your bank to file a formal dispute.
  2. Can I still use my credit card while disputing a charge? Yes, you can continue to use your card while the dispute is being processed.
  3. What documentation do I need to dispute a charge? Be prepared to provide details of the charge along with any supporting documentation during your call to the bank.