How to Dispute Unauthorized Charges on Your Account?

Learn how to effectively dispute unauthorized charges with your bank or credit card issuer to protect your account.

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Yes, you can dispute unauthorized charges. Contact your bank or credit card issuer immediately to report the unauthorized transaction. They will typically investigate the charge and may issue a temporary credit to your account during the investigation. Additionally, consider changing your account passwords and monitoring your account activities regularly to prevent future unauthorized charges.

FAQs & Answers

  1. What should I do first if I see an unauthorized charge? Contact your bank or credit card issuer immediately to report the unauthorized charge.
  2. Can I change my password to prevent future unauthorized charges? Yes, changing your account passwords is a good step to enhance security against unauthorized access.
  3. Will my bank reimburse me for unauthorized charges? Most banks will investigate and may issue a temporary credit while reviewing the dispute.
  4. How can I monitor my account for unauthorized charges? Regularly review your bank statements and transaction history for any unfamiliar activities.