What is the Difference Between Apple Card and Apple Cash? Explained

Learn the key differences between Apple Card and Apple Cash, two distinct financial tools by Apple for credit and digital cash transactions.

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Apple Card and Apple Cash are distinct financial tools offered by Apple. Apple Card is a credit card created in partnership with Goldman Sachs that offers daily cashback on purchases and is integrated into the Wallet app for easy management. Apple Cash, on the other hand, functions more like a digital debit card, allowing users to send and receive money through Messages. It's essentially a personal cash balance usable with Apple Pay. The key difference lies in their respective uses: credit vs. cash transactions.

FAQs & Answers

  1. Can I use Apple Cash without an Apple Card? Yes, Apple Cash is a digital debit-like balance that works independently and can be used with Apple Pay even if you don’t have an Apple Card.
  2. Does Apple Card offer any rewards or cashback? Apple Card offers daily cashback rewards on purchases, with varying percentages depending on where you spend.
  3. How do I send money using Apple Cash? You can send money using Apple Cash through the Messages app by selecting Apple Pay and entering the desired amount.