Can You Use Apple Pay Instead of Apple Cash? Key Differences Explained

Discover the differences between Apple Pay and Apple Cash. Learn how to use each for your payments effectively!

49 views

Apple Pay and Apple Cash serve different purposes. While Apple Pay is a payment method allowing you to use your iPhone or Apple Watch to pay merchants directly from your linked credit/debit cards, Apple Cash functions more like a digital wallet for peer-to-peer payments. You can transfer funds, make purchases, and send money to friends using Apple Cash. They are not interchangeable but complementary.

FAQs & Answers

  1. What is the difference between Apple Pay and Apple Cash? Apple Pay is used for merchant payments from linked cards, while Apple Cash is for peer-to-peer transactions and functions as a digital wallet.
  2. Can you transfer money using Apple Pay? No, Apple Pay does not support peer-to-peer money transfers; that function is available through Apple Cash.
  3. Is Apple Cash interchangeable with Apple Pay? No, while both are Apple services, they serve different purposes and are not interchangeable.
  4. How do I set up Apple Cash? To set up Apple Cash, go to your Wallet app on your iPhone, then follow the prompts to enable it under Apple Cash settings.