What Happens to Your German Pension When You Leave Germany?

Learn what happens to your pension contributions when you leave Germany and how you can claim your benefits abroad.

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When you leave Germany, your pension contributions remain in your account. If you contributed for less than 5 years, you may be eligible for a refund. If you contributed for over 5 years, you can claim your pension upon reaching the retirement age, even if you reside abroad.

FAQs & Answers

  1. Can I get a refund of my German pension contributions if I leave before 5 years? Yes, if you have contributed for less than 5 years to the German pension system, you may be eligible to receive a refund of your contributions upon leaving Germany.
  2. Can I claim my German pension if I live outside Germany? Yes, if you contributed for more than 5 years, you can claim your German pension upon reaching retirement age, even if you reside abroad.
  3. What happens to my pension contributions in Germany if I emigrate? Your pension contributions remain in your German pension account. Depending on your contribution period, you can either request a refund or claim pension benefits later.

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