How to Get Your Pension Money Back After Leaving Germany?

Learn if you can reclaim your pension contributions when leaving Germany and the steps involved in the process.

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Yes, you can get your pension money back if you leave Germany. If you are a non-EU citizen and have paid into the German statutory pension insurance for less than five years, you can apply for a refund of your contributions after a waiting period of 24 months. EU citizens, however, usually transfer their pension entitlements to another EU country. To initiate the process, contact the German pension insurance institution (Deutsche Rentenversicherung) and submit the required forms.

FAQs & Answers

  1. Can non-EU citizens get a refund on their pension contributions in Germany? Yes, non-EU citizens can apply for a refund if they have paid into the German statutory pension insurance for less than five years.
  2. How long do I have to wait to get my pension money back? You need to wait for a period of 24 months after leaving Germany to apply for a refund of your contributions.
  3. What should I do to apply for my pension refund? Contact Deutsche Rentenversicherung and submit the required forms to begin the refund process.
  4. Can EU citizens transfer their pension entitlements? Yes, EU citizens typically transfer their pension entitlements to another EU country instead of requesting a refund.

Watch More

For more insights on pensions and expat finances, check our guides on pension transfers and managing finances as an expatriate in Germany. Explore expert tips and best practices today!

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