What to Do If You Overpay Your HDFC Credit Card?

Learn the steps to take if you overpay your HDFC Credit Card and how to manage your credit effectively.

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If you overpay your HDFC credit card, the excess amount will appear as a positive balance in your account. You can use this surplus to offset future purchases or upcoming bills. Alternatively, you may request a refund for the overpaid amount through HDFC customer service. Keep a close eye on your statements to manage your credit effectively.**

FAQs & Answers

  1. Can I use an overpayment on my HDFC credit card for future purchases? Yes, any excess amount from an overpayment can be applied to future purchases or bills.
  2. How can I request a refund for overpaid HDFC credit card amounts? You can request a refund by contacting HDFC customer service directly for assistance.
  3. What should I monitor after overpaying my credit card? Keep an eye on your account statements to ensure proper management of your credit.
  4. What happens if I overpay multiple times? You will accumulate a larger positive balance, which can still be used for future purchases or refunded as needed.

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