How to Close Your HDFC Credit Card Outstanding Balance Effectively

Learn how to close your HDFC credit card outstanding balance with easy steps. Pay off, confirm closure, and get a No Dues Certificate.

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To close your HDFC credit card outstanding balance, first ensure you pay off the full balance. You can do this through net banking, a cheque at an HDFC branch, or via the mobile app. After payment, call customer service to confirm the closure and request a ‘No Dues Certificate’ for record purposes.

FAQs & Answers

  1. What is a No Dues Certificate? A No Dues Certificate is a document issued by a bank confirming that you have paid your dues in full and there are no outstanding balances.
  2. Can I close my HDFC credit card online? Yes, you can pay off your balance and then contact HDFC customer service to close your credit card account.
  3. What happens if I don't pay my credit card outstanding balance? Not paying your credit card balance can lead to penalties, increased interest rates, and negative impacts on your credit score.
  4. How long does it take to close an HDFC credit card? The closure process can take anywhere from a few days to a couple of weeks after you confirm the payment and request a closure with customer service.

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