Jun 6, 2025Learn if banks pull all 3 credit reports to evaluate your creditworthiness when you apply for a loan or credit card.

Jun 4, 2025Learn how banks perform credit checks and what factors influence your creditworthiness.

May 31, 2025Discover why FICO scores are the leading credit check used by lenders in the U.S. and how to maintain a good score.

May 19, 2025Discover the three types of credit: installment, revolving, and open credit, and learn how they affect your financial decisions.

May 16, 2025Learn how to determine if someone has checked your credit by reviewing your credit report.

May 15, 2025Learn who can access your credit report and under what circumstances to protect your personal information.

May 12, 2025Discover common reasons Affirm may reject your application and tips to improve your chances for approval.

May 9, 2025Discover the truth behind black cards and whether they can be considered free money. Learn about credit limits, responsibilities, and more.