What to Do If Your Credit Card Refund Didn't Go Through?

Learn why your credit card refund might be delayed and what steps to take for resolution.

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Several reasons can delay a refund on your credit card. Check if the merchant has processed the refund and if your bank has updated the transactions. Delays may occur due to billing cycles, so contact your bank or the merchant for specific updates.

FAQs & Answers

  1. How long does it usually take for a credit card refund to process? Typically, it takes 3 to 7 business days, but it may vary based on your bank and the merchant.
  2. What should I do if my refund is still pending? Contact the merchant first to ensure they processed the refund. If confirmed, follow up with your bank for further assistance.
  3. Can I expedite my credit card refund? Unfortunately, there's no way to expedite a refund. It depends on the merchant and bank processing times.
  4. Why would a refund not show up on my credit card statement? It might not show up if the transaction is still pending or if there's a delay in processing by your bank or the merchant.