Who Qualifies to Use Klarna? Essential Requirements Explained
Discover who qualifies to use Klarna and the essential requirements to get approved for payment plans.
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To qualify for using Klarna, you must be at least 18 years old, have a valid bank account or credit/debit card, and provide some personal information for identity verification. Klarna will also conduct a soft credit check for certain transactions to determine your ability to pay. Ensuring a good credit history increases your likelihood of approval. Klarna encourages responsible spending and offers payment plans that fit your financial situation.
FAQs & Answers
- What is Klarna? Klarna is a payment service that allows consumers to finance their purchases through flexible payment plans.
- How does Klarna conduct a credit check? Klarna performs a soft credit check for certain transactions to determine your eligibility and ability to pay.
- Can I use Klarna if I have bad credit? While a good credit history may increase your chances of approval, Klarna's soft credit check allows some flexibility based on your financial situation.
- What age do I need to be to qualify for Klarna? You must be at least 18 years old to qualify for using Klarna.