Best Indian Credit Cards for International Transactions in 2023

Discover the top Indian credit cards for international use, focusing on low fees and great rewards for travelers.

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HDFC Bank's Regalia Credit Card is highly regarded for international transactions due to its low foreign currency markup fee and acceptance at a wide range of global merchants. Additionally, the SBI Card Elite offers complimentary international lounge access and reward points for overseas spending. When choosing, consider factors such as exchange rates and annual fees, and ensure your card is globally accepted. Consider your travel habits to choose the best card suited for your needs.

FAQs & Answers

  1. What is the best credit card for international transactions in India? The HDFC Bank Regalia Credit Card is considered one of the best options for international transactions due to its low foreign currency markup fee and wide acceptance globally.
  2. What benefits does the SBI Card Elite offer for international users? The SBI Card Elite provides complimentary international lounge access and earns reward points on overseas spending, making it an excellent choice for frequent travelers.
  3. What factors should I consider when choosing a credit card for international use? When selecting a credit card for international use, consider foreign currency markup fees, exchange rates, annual fees, and global acceptance of the card.
  4. Why is the exchange rate important for international credit card transactions? The exchange rate affects how much you ultimately pay for purchases made in foreign currencies, which can significantly impact your overall spending during international travel.