Eligibility Criteria for Using Zelle: What You Need to Know

Learn the eligibility requirements for using Zelle and how to set up your account to send and receive money easily.

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To be eligible for Zelle, your bank account must be with a participating financial institution. Ensure your email address or mobile number is registered with Zelle through your bank’s app or website. Additionally, you must have a U.S. bank account and reside in the United States to use this service.

FAQs & Answers

  1. What banks participate in Zelle? Many major banks in the U.S. participate in Zelle, including Bank of America, Chase, Wells Fargo, and others. You can check with your bank to see if they offer Zelle.
  2. Can I use Zelle without a bank account? No, to use Zelle, you must have an account with a participating bank or credit union that enables Zelle services.
  3. Is Zelle available for businesses? Yes, several banks offer Zelle to business accounts, but eligibility may vary by the financial institution. Always confirm with your bank.
  4. How do I register for Zelle? You can register for Zelle through your bank's app or website by linking your email address or mobile number to your bank account.

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