Understanding Minimum Auto Insurance Requirements in Pennsylvania

Learn about Pennsylvania's minimum auto insurance requirements and coverage details to stay compliant.

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Minimum auto insurance in PA requires 15/30/5 coverage: $15,000 for injury per person, $30,000 for injury per accident, and $5,000 for property damage. Additionally, Pennsylvania mandates $5,000 in medical benefits.

FAQs & Answers

  1. What are the coverage limits for minimum auto insurance in PA? The minimum coverage in PA is $15,000 for injury per person, $30,000 per accident, and $5,000 for property damage.
  2. Is medical benefit coverage mandatory in Pennsylvania car insurance? Yes, Pennsylvania mandates a minimum of $5,000 in medical benefits as part of auto insurance.
  3. What happens if I don't have the required auto insurance in PA? Driving without the required insurance in Pennsylvania can result in fines, license suspension, and other penalties.
  4. Can I choose higher coverage than the PA minimum requirements? Yes, you can opt for higher coverage limits and additional coverage options to better protect yourself.

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