Understanding the First 4 Digits of a Visa Card: What You Need to Know

Learn about the significance of the first 4 digits of a Visa card and what they represent in card identification.

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The first 4 digits of a Visa card are always '4xxx'. The initial digit '4' signifies that it is a Visa card, followed by three more digits which can vary. These digits are part of the Issuer Identification Number (IIN) that helps identify the institution that issued the card.

FAQs & Answers

  1. Why are the first 4 digits of a Visa card important? The first 4 digits indicate the card is issued by Visa and help identify the issuing financial institution.
  2. Can the first 4 digits vary across different Visa cards? While the first digit is always '4', the subsequent three digits can vary depending on the specific issuing bank.
  3. What is the Issuer Identification Number? The Issuer Identification Number (IIN) is a sequence of digits used to identify the institution that issued the card.