What is an OTP (One-Time Password) and How Does It Work?

Learn what an OTP is, how it secures your online transactions, and its importance in identity verification.

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OTP (One-Time Password) is a security code sent to your mobile number to verify your identity during online transactions or access to secure accounts. It is typically a six-digit number that remains valid for a short duration to ensure security.

FAQs & Answers

  1. Why is an OTP sent to my mobile number? An OTP validates your identity during online transactions, ensuring that you are the authorized user.
  2. How long is an OTP valid? An OTP is typically valid for a short duration, often between 30 seconds to a few minutes, to enhance security.
  3. What should I do if I don't receive my OTP? If you don't receive your OTP, check your mobile signal, ensure your number is correct, and request a new OTP through the service you are accessing.
  4. Can OTPs be bypassed? While OTPs add an extra layer of security, no method is entirely foolproof; users should follow best practices for security.