What is Apple Cash and How Does It Work?

Discover how Apple Cash lets you send, receive, and use money instantly through Apple Pay and iMessages on your Apple devices.

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Apple Cash is a feature in the Wallet app that allows Apple Pay users to send and receive money from friends and family quickly and easily through iMessages. Funds received via Apple Cash can be used immediately with Apple Pay in stores, apps, or online, or transferred to your bank account. To use Apple Cash, you need an iPhone, iPad, or Apple Watch with the latest version of iOS, iPadOS, or watchOS. Setting it up is simple and provides a convenient way to manage everyday transactions without physical cash.

FAQs & Answers

  1. How do I set up Apple Cash on my iPhone? To set up Apple Cash, open the Wallet app on your iPhone, tap on Apple Cash, and follow the on-screen instructions to verify your identity and enable the feature.
  2. Can I use Apple Cash without an iPhone? Apple Cash requires an Apple device compatible with iOS 11.2 or later, such as iPhone, iPad, or Apple Watch, so it cannot be used without an Apple device.
  3. How do I transfer funds from Apple Cash to my bank account? Open the Wallet app, select Apple Cash, tap 'Transfer to Bank,' enter the amount, and confirm using your Face ID, Touch ID, or passcode.
  4. Is Apple Cash safe to use for sending money? Yes, Apple Cash uses advanced security features like encryption, Face ID, and Touch ID to keep your transactions secure and private.