What Happens When You Decline an E-Transfer? A Complete Guide

Learn what happens if you decline an e-transfer and how to manage your digital payments effectively.

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Declining an e-transfer is simple and hassle-free. When you receive an e-transfer, you typically get a notification via email or text. Simply ignore or discard the notification, and the transfer will automatically expire within 30 days, returning the funds to the sender. If you’ve already opened the notification, you might find an explicit “Decline” option as well. This ensures that you maintain control over which funds you accept or refuse.

FAQs & Answers

  1. Can I decline an e-transfer after opening the notification? Yes, if you've opened the e-transfer notification, you can still find a 'Decline' option to refuse the transfer.
  2. What happens to an e-transfer if I don’t accept it? If you do not accept the e-transfer, it will automatically expire within 30 days, and the funds will be returned to the sender.
  3. How do I know if I've received an e-transfer? You will receive a notification via email or text when someone sends you an e-transfer.