What Happens If Someone Never Accepts My E-Transfer?

Learn what to do if your e-transfer remains pending and how to handle unaccepted transactions.

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If someone never accepts your e-transfer, the transaction will typically remain pending for a specified period, after which the funds will be automatically returned to your account. To resolve this, you can remind the recipient to accept the transfer or cancel it manually if the option is available through your bank. Ensuring that you have the correct email or phone number for the recipient can also help prevent such issues.

FAQs & Answers

  1. What happens if my e-transfer goes unaccepted? If your e-transfer remains unaccepted, the transaction will eventually expire and the funds will be automatically returned to your bank account.
  2. How can I remind someone to accept my e-transfer? You can send a friendly reminder via text or email to the recipient, prompting them to check their account for the e-transfer.
  3. Can I cancel an e-transfer that is pending? Yes, if your bank allows it, you can manually cancel a pending e-transfer before it is accepted by the recipient.
  4. What should I check if my e-transfer isn’t received? Ensure that you have the correct email address or phone number for the recipient to avoid any delivery issues with the e-transfer.