What to Do If You Deposit a Fake Check: Immediate Steps

Learn what to do if you accidentally deposit a fake check and how to protect your bank account.

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If you accidentally deposit a fake check, contact your bank immediately to inform them of the mistake. The bank may reverse the deposit and charge a returned check fee. Protect yourself by regularly monitoring your account for any unauthorized activity and avoiding deposits from unknown sources.

FAQs & Answers

  1. Can I be charged for depositing a fake check? Yes, banks may charge a returned check fee when a fake check is discovered.
  2. How can I protect myself from fake checks? Regularly monitor your account and avoid depositing checks from unknown sources.
  3. What should I do if I notice unauthorized transactions? Contact your bank immediately to report any unauthorized activity.
  4. Are there legal consequences for unknowingly depositing a fake check? There can be legal implications, but it typically depends on whether you were aware the check was fake.