What to Do If You Deposit a Fake Check: Immediate Steps
Learn what to do if you accidentally deposit a fake check and how to protect your bank account.
Published
Video transcript
If you accidentally deposit a fake check, contact your bank immediately to inform them of the mistake. The bank may reverse the deposit and charge a returned check fee. Protect yourself by regularly monitoring your account for any unauthorized activity and avoiding deposits from unknown sources.
Questions and answers
Can I be charged for depositing a fake check?
Yes, banks may charge a returned check fee when a fake check is discovered.
How can I protect myself from fake checks?
Regularly monitor your account and avoid depositing checks from unknown sources.
What should I do if I notice unauthorized transactions?
Contact your bank immediately to report any unauthorized activity.
Are there legal consequences for unknowingly depositing a fake check?
There can be legal implications, but it typically depends on whether you were aware the check was fake.