Understanding Expiry Dates on Visa Cards: What You Need to Know

Learn what the expiry date on your visa card means and its implications for transactions.

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The expiry date on a visa card indicates the last month and year the card is valid for use. Transactions cannot be completed using the card after this date. Typically, it is printed in the format MM/YY.

FAQs & Answers

  1. What happens when a visa card expires? When a visa card expires, it can no longer be used for transactions. Cardholders will need to renew or replace the card to continue making purchases.
  2. How can I check the expiry date on my visa card? The expiry date on your visa card is printed on the front of the card, usually in the format MM/YY. You can also check it through your bank's mobile app or online banking.
  3. Will I receive a new visa card before my current card expires? Yes, most banks automatically send a new visa card to cardholders before the expiry date of their current card, usually a few weeks prior.
  4. Can I still use a visa card after the expiry date if I have not received a new one? No, using a visa card after its expiry date is not allowed, and you should wait for or request a new card from your bank to continue transactions.