Is an HSA (Health Savings Account) Available to Non-US Citizens?
Learn who qualifies for an HSA, including non-US citizens with HDHP coverage and IRS eligibility requirements.
Video transcript
No, an HSA (Health Savings Account) is not exclusively for U.S. citizens. However, you must be enrolled in a high-deductible health plan (HDHP) and meet other IRS requirements to contribute. Non-citizens, such as resident aliens, can also qualify if they have an HDHP and meet the eligibility criteria.
Questions and answers
Can a non-US resident open an HSA?
Non-US residents can open an HSA if they have a qualifying high-deductible health plan (HDHP) and meet all IRS eligibility requirements.
What are the IRS requirements to contribute to an HSA?
To contribute to an HSA, you must be covered by an HDHP, not have other disqualifying health coverage, and not be enrolled in Medicare.
Does citizenship affect Health Savings Account eligibility?
Citizenship is not a requirement; resident aliens and eligible non-citizens can qualify for an HSA if they meet the coverage and IRS rules.
Related questions
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