Money Transfer Options for Minors: How to Transfer Money Under 18

Discover safe ways for minors to transfer money, including joint accounts and prepaid debit cards.

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To transfer money under 18, consider using a joint bank account with a parent or guardian or a prepaid debit card. Both options allow minors to manage funds under supervision. Another method is utilizing money transfer apps that offer teen accounts, ensuring compliance with legal requirements.

FAQs & Answers

  1. What methods can minors use to transfer money? Minors can use joint bank accounts, prepaid debit cards, or teen accounts offered by money transfer apps.
  2. Are there any legal restrictions for minors transferring money? Yes, minors typically need parental approval and must use supervised methods like joint accounts.
  3. What is a prepaid debit card? A prepaid debit card allows users to spend only the amount loaded on it, helping minors manage their spending.
  4. Can teens use money transfer apps? Some money transfer apps cater specifically to teens, allowing them to manage funds with adult oversight.