How Much Pension Can You Receive in Canada Without Ever Working?

Learn how the Old Age Security pension works in Canada for those who have never worked and how residency affects your pension amount.

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In Canada, if you have never worked, you may still be eligible for the Old Age Security (OAS) pension, which does not require a work history. The amount you receive depends on how long you have lived in Canada after the age of 18. To receive the full OAS pension, you must have lived in Canada for at least 40 years after turning 18. If you've lived in Canada for a shorter duration, you'll receive a prorated amount. However, there are other social programs and benefits you may qualify for based on your financial situation.

FAQs & Answers

  1. What is the Old Age Security pension in Canada? The Old Age Security (OAS) pension is a government program in Canada that provides a monthly payment to eligible seniors aged 65 or older, based primarily on how long they have lived in Canada.
  2. Can I receive a pension in Canada if I have never worked? Yes, you may still be eligible for the Old Age Security pension if you meet the residency requirements, even without a work history.
  3. How does residency affect the amount of OAS pension I receive? To receive the full OAS pension, you must have lived in Canada for at least 40 years after the age of 18. Less residency time results in a prorated pension amount.
  4. Are there other benefits available if I have never worked in Canada? Yes, based on your financial situation, you may qualify for other social programs and benefits in Canada aside from OAS.

Watch More

If you found this information helpful, explore our other videos on Canadian retirement benefits, eligibility criteria for various social programs, and tips on maximizing your pension income.

  1. How Much Is the Old Age Pension (OAS) in Canada Per Month in 2023? Discover the monthly amount of Canada's Old Age Security pension in 2023 and eligibility criteria for full and partial benefits.
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