What is the Timeline for Student Loan Discharge?

Discover how long student loan discharges take, including factors affecting the timeline.

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Discharging a student loan can vary in duration based on the type of discharge. Standard discharges may take 6-12 months after application, while others, like Public Service Loan Forgiveness, could take several years due to complexities in verifying eligibility.

FAQs & Answers

  1. What factors affect the duration of a student loan discharge? The duration can depend on the type of discharge, complexity of eligibility verification, and the lender's processing time.
  2. How can I speed up my student loan discharge process? Ensure all documentation is complete and accurate, and follow up regularly with your loan servicer for updates.
  3. What are the different types of student loan discharges? Common types include total and permanent disability discharge, borrower defense to repayment, and Public Service Loan Forgiveness.