How Does PNC Mobile Deposit Work? Step-by-Step Guide to Mobile Check Deposits

Learn how to use PNC Mobile Deposit to quickly and securely deposit checks using your smartphone in just a few easy steps.

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PNC Mobile Deposit allows you to deposit checks using your smartphone. Here’s how it works: Open the PNC Mobile app, select 'Deposit,' and choose the account for the deposit. Endorse the check with your signature and write 'For PNC Mobile Deposit Only.' Take a photo of the front and back of the check, then confirm the deposit amount. Submit it, and you’ll receive confirmation. Keep the check until the deposit clears.

FAQs & Answers

  1. What steps do I need to follow to complete a PNC Mobile Deposit? Open the PNC Mobile app, select 'Deposit,' choose your account, endorse the check with your signature and "For PNC Mobile Deposit Only," take photos of the check's front and back, confirm the amount, and submit.
  2. How long does it take for a PNC Mobile Deposit to clear? Typically, deposits made via PNC Mobile Deposit clear within one to two business days, but you can keep the physical check until the deposit is fully processed.
  3. Are there any restrictions on the types of checks I can deposit with PNC Mobile Deposit? PNC Mobile Deposit supports most personal and business checks, but restricts certain types like foreign checks or money orders; check PNC's guidelines for specifics.
  4. Do I need to endorse my check before using PNC Mobile Deposit? Yes, you must sign the back of the check and write "For PNC Mobile Deposit Only" to properly endorse it for mobile deposit.

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