How to Use Your Apple Pay Balance Effectively

Learn how to easily spend your Apple Pay balance for everyday transactions and online purchases.

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To spend your Apple Pay balance, simply use it anywhere that accepts Apple Pay. Open the Wallet app, select the card associated with Apple Pay Cash (your Apple Pay balance), and hold your iPhone near the contactless reader until you see ‘Done’ on the display. For online purchases, select Apple Pay at checkout and choose the Apple Pay Cash card. This integrates your balance seamlessly into everyday transactions.

FAQs & Answers

  1. Can I transfer my Apple Pay balance to my bank? Yes, you can transfer your Apple Pay balance to your linked bank account.
  2. Is there a fee for using Apple Pay? No, there are typically no fees for using Apple Pay, though some merchants may have their own policies.
  3. What stores accept Apple Pay? Any store that has a contactless payment terminal can accept Apple Pay, which includes major retailers, restaurants, and online platforms.