Does Your HSA Card Have a PIN for ATM Withdrawals?

Learn if your HSA card includes a PIN and how to use it for medical expense withdrawals safely.

Published

Video transcript

Yes, your HSA card might come with a PIN. If so, you can use it to withdraw cash at ATMs for eligible medical expenses. If you don't have a PIN or forgot it, contact your HSA provider for assistance. Remember, using HSA funds for non-medical withdrawals may incur taxes and penalties.

Questions and answers

  1. How do I get a PIN for my HSA card?

    Contact your HSA provider directly to request a PIN or to reset it if you have forgotten.

  2. Can I use my HSA card at any ATM?

    You can use your HSA card at ATMs if it has a PIN, but only to withdraw funds for eligible medical expenses.

  3. Are there penalties for withdrawing HSA funds without a PIN?

    Using your HSA funds for non-medical expenses, whether with or without a PIN, may result in taxes and penalties.