Does Your HSA Card Have a PIN for ATM Withdrawals?
Learn if your HSA card includes a PIN and how to use it for medical expense withdrawals safely.
Published
Video transcript
Yes, your HSA card might come with a PIN. If so, you can use it to withdraw cash at ATMs for eligible medical expenses. If you don't have a PIN or forgot it, contact your HSA provider for assistance. Remember, using HSA funds for non-medical withdrawals may incur taxes and penalties.
Questions and answers
How do I get a PIN for my HSA card?
Contact your HSA provider directly to request a PIN or to reset it if you have forgotten.
Can I use my HSA card at any ATM?
You can use your HSA card at ATMs if it has a PIN, but only to withdraw funds for eligible medical expenses.
Are there penalties for withdrawing HSA funds without a PIN?
Using your HSA funds for non-medical expenses, whether with or without a PIN, may result in taxes and penalties.