Can 13-Year-Olds Open a Bank Account at Chase? Requirements Explained

Learn if 13-year-olds can open Chase bank accounts independently and explore options for minors with adult co-owners.

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Chase does not allow individuals who are 13 years old to open their own accounts independently. However, they do offer options for minors through joint accounts or student accounts with an adult co-owner. This setup is designed to help teenagers learn financial responsibility under the guidance of an adult. To proceed, visiting a local Chase branch with the minor and the adult co-owner would be a practical first step, allowing both parties to understand the specific account features, benefits, and any associated limitations.

FAQs & Answers

  1. Can a 13-year-old open a bank account by themselves at Chase? No, Chase does not allow 13-year-olds to open bank accounts independently. They must have a joint account with an adult co-owner.
  2. What banking options are available for minors at Chase? Chase offers joint accounts or student accounts designed for minors, which require an adult co-owner to help guide the minor in managing the account.
  3. How can a teenager open an account at Chase? A teenager can open a bank account at Chase by visiting a branch with a parent or adult co-owner to set up a joint or student account.

Watch More

For more information on banking options for teenagers, explore our guides on the best bank accounts for minors and tips to teach teens financial responsibility. You might also find our articles on student banking and co-owner account setups helpful.

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