Do Checks Expire? Important Facts You Should Know

Learn about check expiration rules and when to verify validity with your bank.

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Yes, checks can expire. While personal checks typically expire after six months, policies may vary by bank. Always check with your bank to confirm specific expiration rules. For government or payroll checks, there can be different expiration periods. If you have an old check, it's a good idea to contact the issuer or your bank to verify its validity.

FAQs & Answers

  1. How long is a check valid? Most personal checks are valid for six months, but this can vary depending on the bank's policies.
  2. What should I do if my check is expired? If your check is expired, contact the issuer or your bank to confirm its status and possibly request a new one.
  3. Do government checks have different expiration dates? Yes, government checks, including payroll checks, may have different expiration periods compared to personal checks.
  4. Can I cash an expired check? It's possible to cash an expired check, but it’s best to check with your bank first, as they may have specific rules regarding expired checks.