Can a 12-Year-Old Get a Debit Card? Parents’ Guide to Prepaid Options

Discover if your 12-year-old can have a debit card and learn about prepaid options designed for minors.

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Yes, your 12-year-old can have a card depending on the type. Prepaid debit cards and bank account-linked debit cards designed for minors are available. These cards offer parental controls, allowing you to monitor spending and set limits. They are a great tool for teaching financial responsibility and budgeting to kids. Always check with your bank or financial institution for their specific offerings.

FAQs & Answers

  1. What age can a child have a debit card? Typically, children can have a debit card at age 12, especially for prepaid options that include parental controls.
  2. Are there prepaid cards designed for minors? Yes, many financial institutions offer prepaid debit cards specifically designed for minors with parental controls.
  3. How can my child learn to manage money? Using a debit card can teach children about spending, saving, and budgeting, providing practical financial education.
  4. What features should I look for in a debit card for my child? Look for features like parental controls, spending limits, and options for linking to an educational app.

Watch More

For more insights on teaching financial responsibility to children, check out our videos on budgeting basics and the best kids' savings accounts to help them learn smart money management.

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