Can Non-Members Use a Costco Shop Card? How It Works Explained

Learn if non-members can shop with a Costco Shop Card, including in-store and online use, plus important fees to consider.

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Yes, a non-member can use a Costco Shop Card. Simply visit any Costco warehouse location and present the Shop Card at checkout. Non-members can also shop online at Costco.com using the card. However, please note that a 5% surcharge applies to non-member purchases made on Costco's website. Consider this if making a large purchase or multiple transactions.

FAQs & Answers

  1. Can a non-member shop at Costco without a membership? Non-members cannot shop at Costco warehouses without a Shop Card or a gift card, but they can use a Costco Shop Card to shop in-store or online.
  2. Is there a fee for non-members shopping online with a Costco Shop Card? Yes, non-members pay a 5% surcharge on purchases made on Costco.com when using a Shop Card.
  3. How do I use a Costco Shop Card if I’m not a member? You can use the Shop Card by presenting it at any Costco warehouse checkout or entering the card details on Costco.com during online checkout.
  4. Can a Costco Shop Card be used multiple times by non-members? Yes, a non-member can use the Costco Shop Card multiple times until the card balance is depleted.