Can You Send Money via Zelle to Someone Without a Zelle Account?
Learn how to send money through Zelle to recipients without a Zelle account and the enrollment requirements to claim funds.
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To send money through Zelle to someone who does not have Zelle, you’ll need their email address or U.S. mobile phone number. Zelle will then send them a notification guiding them on how to receive the money. However, they must enroll a U.S.-based bank account with Zelle to claim the funds. If the recipient does not enroll within 14 days, the transfer request will be canceled.
FAQs & Answers
- Can I send money on Zelle to someone who doesn’t have the app? Yes, you can send money to someone without a Zelle account using their email or U.S. phone number, but they must enroll within 14 days to claim the funds.
- What happens if the recipient does not enroll in Zelle after I send money? If the recipient doesn't enroll a U.S.-based bank account with Zelle within 14 days, the transfer will be canceled and the money will be returned to you.
- Do both sender and recipient need U.S.-based bank accounts to use Zelle? Yes, both the sender and recipient must have U.S.-based bank accounts enrolled with Zelle to send and receive money.