Can You Pay a Money Order With a Credit Card? What You Need to Know

Learn if you can pay for a money order with a credit card, where it's allowed, and the fees involved before using your card.

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Paying for a money order with a credit card is typically not allowed at most places, including banks and post offices. However, some retailers like certain convenience stores might permit this, often with additional fees. Always check with the specific provider beforehand and consider the potential cash advance fees and interest charges from your credit card issuer.

FAQs & Answers

  1. Can I use a credit card to buy a money order at the post office? Most post offices do not allow payment for money orders using a credit card. Typically, only cash, debit cards, or checks are accepted.
  2. Are there fees when using a credit card to buy a money order? Yes, retailers that accept credit cards for money orders may charge additional fees, and your credit card issuer may treat the transaction as a cash advance, resulting in fees and higher interest rates.
  3. Which places might accept credit cards for money order payments? Certain convenience stores or retailers may allow credit card payments for money orders, but this varies widely, so it’s best to check with the specific location first.
  4. Is it better to use a debit card or cash for money orders? Using cash or a debit card is generally preferable for buying money orders to avoid credit card fees and cash advance charges.