Can You Deposit a Third-Party Check at Bank of America? FAQs

Learn how to deposit a third-party check at Bank of America and what requirements you need to meet.

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Yes, you can deposit a third-party check at Bank of America. Both you and the third party must endorse it by signing the back. Ensure the check is properly filled out to avoid any issues. Verification policies may apply.

FAQs & Answers

  1. What is a third-party check? A third-party check is a check that is endorsed by someone other than the payee. For example, if you receive a check made out to someone else, they can sign it over to you, allowing you to deposit it.
  2. What are the requirements to deposit a third-party check at Bank of America? To deposit a third-party check at Bank of America, both the original payee and you need to endorse the check by signing the back. Make sure the check is filled out correctly and be prepared for potential verification checks.
  3. Can I deposit a third-party check through the Bank of America mobile app? Typically, you cannot deposit a third-party check through the Bank of America mobile app, as both parties need to endorse it. It's advisable to deposit in person at a branch.
  4. Are there limits on third-party check deposits? Yes, Bank of America may have specific policies or limits regarding the amount you can deposit through third-party checks, so it's best to check with your local branch for details.

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