Can You Deposit a $25,000 Check at an ATM? Key Tips & Considerations

Learn whether you can deposit a $25,000 check at an ATM and what to consider for a smooth transaction.

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Yes, you can deposit a $25,000 check at an ATM, but it may depend on your bank's policies. Many ATMs handle large deposits, but banks often place a hold on large checks. Check your bank's ATM deposit limit and availability of funds policies. You might also want to notify your bank for smoother processing.

FAQs & Answers

  1. What is the maximum check amount I can deposit at an ATM? The maximum check amount you can deposit at an ATM varies by bank. It's best to check with your bank's specific policies regarding ATM deposit limits.
  2. Will my bank place a hold on my large check deposit? Yes, many banks will place a hold on large check deposits, including those over $5,000. This is to ensure that the funds clear before they are made available for withdrawal.
  3. How can I ensure a smooth process when depositing large checks at an ATM? To ensure a smooth process when depositing large checks at an ATM, you should notify your bank ahead of time and be aware of their deposit policies regarding holds and limits.
  4. Can I deposit multiple large checks at an ATM? Yes, you can generally deposit multiple checks at an ATM as long as you stay within your bank's combined deposit limits and policies for large check transactions.