Is a credit card a good idea?

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  1. #insurance
  2. #allowing
  3. #history
  4. #purchases
  5. #cheaper
  6. #everyday
  7. #interest
  8. #responsibly
  9. #credit
  10. #rates
  11. #those
  12. #cards
  13. #cellular
  14. #loans
  15. #protect
  16. #build
  17. #theft
  18. #damage
  19. #favorable
  20. #rewards