In what circumstances can you insist on a refund?

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  1. #instead
  2. #retailer
  3. #means
  4. #goods
  5. #originally
  6. #debit
  7. #consumer
  8. #faulty
  9. #money
  10. #refund
  11. #complaint
  12. #insist
  13. #giving
  14. #cannot
  15. #valid
  16. #credit
  17. #returns