Does credit mean I owe money?

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  1. #means
  2. #based
  3. #energy
  4. #credit
  5. #month
  6. #might
  7. #direct
  8. #amount
  9. #supplier
  10. #debit
  11. #money
  12. #thinks
  13. #estimate
  14. #whole
  15. #being