How do you find the combined ratio?

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  1. #insurance
  2. #million
  3. #premiums
  4. #earned
  5. #combined
  6. #dividing
  7. #revenue
  8. #claims
  9. #summing
  10. #losses
  11. #example
  12. #calculated
  13. #ratio
  14. #company
  15. #suppose
  16. #incurred
  17. #total
  18. #expenses
  19. #collected